| Benefit | Description | Cost |
| Retirement Plan | 401 K | Employee Contribution: Maximum allowed by law Employer Contribution: 2% |
| Health Insurance | Employee's choice from three levels of coverage | Employee pays 50% |
| Dental/Vision | Dental-Preventative care @ 100%; Vision-1 eye exam, 1 pair of lenses per 12 month period; frames x 1 per 12 month period | Employee pays 50% |
| Life Insurance | Insured for an amount equal to 200% of annual salary rounded up to the nearest higher $1000 to a maximum of $300,000. | Employer paid |
| Accidental Death and Dismemberment | Accidental Death/Dismemberment | Employer paid |
| Dependent Life | Spouse $5,000; Children 14 days but less than 6 months $500; Children 6 months but less than 19 years (or 23 years if student) $1,000 | Employee Contribution of $.53 bi-weekly. |
| Long Term Disability Insurance | Up to 60% of Employee's salary at time of disability. Coordinated with other disability benefits | Employer premium determined by level of coverage and employees age |
| Paid Holidays | Nine holidays per calendar year: New Years Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, Day After Thanksgiving, Christmas Eve, Christmas and one (1) Floating Holiday | Employer paid |
| Vacation (Effective April 1. Paid Time Off ends April 1, 2003) | Accrued on hours paid according to the following schedule: <5 yrs: 10 days 5 to <10 yrs: 15 days 10+ yrs: 20 days | Employer paid |
| Sick Leave (Effective April 1. Paid Time Off ends April 1, 2003) | Accrued on hours paid up to a maximum of 8 days per year. | Employer paid |